The undersigned hereby certifies that he/she is duly authorized to sign this application on behalf of buyer and fully agrees to the terms and conditions of IMS LLC. The undersigned agrees that IMS LLC is authorized to make any and all enquires necessary to process this credit application. If at any point in time any portion of the account becomes past due, all amounts due and owing to IMS shall be immediately due and payable without need of demand. The undersigned agrees the relationship between them and IMS LLC are subject to the laws of the state of Minnesota.